Tax guide for non-residents

Holiday rental taxes when you don't live in Spain

You live in Amsterdam, Oslo or London and your apartment is in Benidorm: here's what the Spanish tax office expects from you, explained without the jargon. General guidance only — for the detail of your own case, always speak to a tax adviser.

The tax that applies to you: the IRNR

If you're not a tax resident in Spain but your property is here, your rental income is taxed in Spain under the IRNR (Spain's non-resident income tax). The key rule depends on where you live — not where the property is:

If you're resident in the European Union, Norway or Iceland, you pay 19% on the net income — meaning you can deduct expenses in proportion to the days let: cleaning, utilities, IBI (council property tax), insurance, portal and management commissions, depreciation, repairs. If you're resident outside the EU and the EEA — for example in the United Kingdom since Brexit — the rate is 24% on gross income, with no expense deductions at all. The difference is enormous, and it's worth being clear about it before running any numbers.

The Modelo 210 and when to file it

IRNR on rental income is declared using the Modelo 210 (the Spanish non-resident tax form). Since 2024, rental income can be declared in a single grouped annual return (in January of the following year) instead of quarter by quarter as before — a significant administrative relief if you have lots of short stays.

Watch out for a detail that surprises almost every foreign owner: the periods when the property sits empty are taxed too, through what's known as imputed income (imputación de rentas) — a small percentage of the property's cadastral value, prorated over the unlet days, also declared on the Modelo 210. Empty does not mean tax-free.

The tax office already knows what you earn: DAC7

Since the EU's DAC7 rules came into force, Airbnb, Booking and the other platforms report each host's income to the European tax authorities, identified by tax ID. In parallel, intermediaries in Spain file their own information returns on holiday rental lettings.

The practical upshot is simple: the days when holiday rental income "couldn't be seen" are over. Declaring properly from the very first euro isn't just the right thing to do — it's the only sensible thing, because the data-matching is automatic.

How we make it easy for you

We're not tax advisers, and this guide is general guidance, not advice — every case has nuances (double taxation treaties, joint ownership, VAT if hotel-style services are provided) that deserve a professional. What we do provide for our owners:

  • Clear monthly statements with all the property's income and expenses, ready to hand straight to your adviser.
  • All the deductible-expense paperwork in order: invoices for cleaning, utilities, commissions and repairs.
  • You get paid into your bank account in your own country — no Spanish account needed.
  • If you don't have a tax adviser in Spain, we'll put you in touch with professionals specialising in non-residents whom our owners already work with.

Frequently asked tax questions

I live in the UK — can I really not deduct any expenses?

Under the current IRNR rules, residents outside the EU/EEA pay 24% on gross income with no expense deductions. Even so, a well-managed rental usually still pays off; it's worth having an adviser review your case and the double taxation treaty with your country.

Will I pay tax twice — in Spain and in my own country?

Spain taxes the property's income because the property is here, and your country of residence normally includes it in your tax return while applying the double taxation treaty, which prevents or corrects the duplication (through a credit or an exemption). The exact mechanism depends on each treaty: it's question number one for your adviser.

Do I have to file anything even if the property sits empty all year?

Yes: imputed income for the unlet days is still declared on the Modelo 210, once a year. It's a small amount, but the obligation exists.

Is holiday rental subject to VAT?

As a general rule, letting a property without hotel-style services (reception, daily cleaning during the stay, and so on) is exempt from VAT. If hotel-style services are provided, things change and the reduced rate applies. Most standard holiday rentals operate under the exemption.

Do you file the Modelo 210 for me?

We give you the statements and all the paperwork ready to go, and the filing is done by your tax adviser — your usual one, or one of the non-resident specialists we can put you in touch with. That way everyone does what they do best.

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